# Free Mortgage Calculator – Mortgage Calculater Tool

### How to Work Out Your Mortgage Payments

The arithmetic behind mortgage payments is difficult, but Bankrate’s Mortgage Calculator simplifies the process.

First, enter the price (if you’re purchasing) or the current value of your property (if you’re refinancing) in the section labeled “Home price.”

Fill in the amount of your down payment (if you’re purchasing) or equity (if you’re refinancing) in the “Down payment” column. A down payment is the cash you pay for a home up front, and home equity is the worth of the home less what you owe. You can put down either a monetary sum or a percentage of the purchase price.

Then you’ll notice “Loan length.” Choose the length — typically 30 years, but it might be 20, 15, or 10 years — and our calculator will alter the payback schedule.

Finally, put the interest rate you plan to pay in the “Interest rate” box. Our calculator uses the current average rate as the default, but you may change the percentage. Your interest rate will differ based on whether you are purchasing or refinancing.

A fresh sum for principle and interest will display on the right as you enter these values. The calculator from Bankrate also calculates property taxes, homeowners insurance, and homeowners association costs. You can change or disregard these numbers when looking for a loan – those fees may be folded into your escrow payment, but they have no effect on your principle and interest.

free mortgage calculator |

free refinance calculator |

free mortgage refinance calculator |

free amortization schedule |

free mortgage payment calculator |

amortization calculator free |

free mortgage loan calculator |

free online mortgage calculator |

reverse mortgage calculator without personal information |

free mortgage calculator with taxes |

interest free mortgage calculator |

refi calculator free |

free amortization schedule excel |

free mortgage calculator tool |

home refinance calculator free |

free loan amortization schedule |

free mortgage amortization calculator |

free home mortgage calculator |

free mortgage rate calculator |

free reverse mortgage calculator |

free mortgage calculator app |

free mortgage calculator with extra payments |

free amortization calculator with extra payments |

free mortgage calculator with taxes and insurance |

free mortgage calculator zillow |

mortgage refi calculator free |

free printable amortization schedule |

real estate calculator free |

second mortgage calculator free |

free mtg calculator |

free amortization schedule with extra payments |

free mortgage payoff calculator |

free simple mortgage calculator |

free pre approval mortgage calculator |

free refinance calculator bankrate |

easy mortgage calculator free |

free loan amortization calculator |

free va mortgage calculator |

free online amortization calculator |

free mortgage estimator |

simple mortgage calculator free |

free fha mortgage calculator |

free mortgage recast calculator |

2nd mortgage calculator free |

free house payment calculator |

free mortgage approval calculator |

reverse mortgage calculator without giving personal information |

free home refinance calculator |

free mortgage calculator with pmi |

free mortgage qualification calculator |

bankrate free mortgage calculator |

free amortization schedule calculator |

free online mortgage payment calculator |

free mortgage affordability calculator |

free mortgage amortization schedule |

mortgage pre approval calculator free |

free lifetime mortgage calculator |

refinance rates calculator free |

best free mortgage calculator |

home finance calculator free |

loan mortgage calculator free |

free commercial mortgage calculator |

refinance free calculator |

free fha loan calculator |

free prequalify mortgage calculator |

mortgage qualification calculator free |

free online mortgage refinance calculator |

freemortgage calculator |

free monthly mortgage calculator |

free mortgage calculator payment |

free mortgage calculator with down payment |

free mortgage refinance calculator with taxes |

free online mortgage calculator with extra payments |

free house loan calculator |

mortgage free faster calculator |

free printable amortization schedule with dates |

free mortgage payment calculator with taxes and insurance |

free excel mortgage calculator |

free mortgage amortization schedule excel |

best free mortgage calculator app |

free mortgage cal |

free mortgage calculator with amortization schedule |

free online mortgage calculator amortization table |

15 year mortgage calculator free |

free loan calculator with amortization schedule |

free remortgage calculator |

free mortgage interest calculator |

free amortization schedule with balloon payment |

mortgage approval calculator free |

free loan amortization schedule excel with extra payments |

free house calculator |

refinance mortgage rates calculator free |

ad free mortgage calculator |

free mortgage repayment calculator |

free mortgage rates |

quick free mortgage calculator |

free mortgage calculator for website |

free mortgage amortization calculator extra payments |

free mortgage calculator with pmi and taxes |

free online amortization schedule |

online amortization schedule free |

free mortgage payoff chart |

free prequalification calculator |

free mortgage calculator monthly payment |

free quick mortgage calculator |

free easy mortgage calculator |

free interest only mortgage calculator |

free mortgage payment |

free refinance mortgage payment calculator |

free loan amortization |

free house mortgage calculator |

free buy to let mortgage calculator |

mortgage calculator free easy |

free refinance calculator without personal information |

free amortization calculator app |

free home mortgage refinance calculator |

amortization mortgage calculator free |

free va loan mortgage calculator |

free mortgage calculator google |

free online mortgage amortization calculator |

google free mortgage calculator |

dave ramsey free mortgage calculator |

free online refinance calculator |

a free mortgage calculator |

30 year mortgage calculator free |

free amortization schedule spreadsheet |

fha loan calculator free |

free mortgage checker |

free mortgage estimate calculator |

the free mortgage calculator |

free reverse mortgage calculator aarp |

free instant mortgage calculator |

free piti mortgage calculator |

free early mortgage payoff calculator |

mortgage calculator app free |

free amortization calculator excel |

free mortgage amortization |

free mortgage calculator with amortization table |

free online mortgage calculator with taxes and insurance |

mortgage loan payment calculator free |

free online mortgage loan calculator |

free online refinance mortgage calculator |

mortgage estimator free |

free fha mortgage calculator with pmi |

free home loan refinance calculator |

free loan amortization calculator for car and mortgage |

free printable loan amortization schedule |

free mortgage calculator to pay off early |

free home payment calculator |

free 15 year mortgage calculator |

free online loan calculator amortization schedule |

free mortgage interest rate calculator |

free mortgage amortization calculator excel |

downloadable amortization calculator free |

free mortgage calculator with taxes insurance and pmi |

free monthly mortgage payment calculator |

free mortgage amortization table |

free printable mortgage amortization schedule |

fha mortgage calculator free |

free home mortgage payment calculator |

free online loan amortization calculator |

free home loan repayment calculator |

reverse mortgage purchase calculator free |

free mortgage calculator and amortization schedule |

mortgage loan approval calculator free |

free amortization schedule with extra principal payments |

mortgage calculator refinance free |

free mortgage calculator with escrow |

free mortgage amortization chart |

free mortgage loan payment calculator |

free mortgage calculator spreadsheet |

free mortgage prequalification calculator |

free mortgage payment estimator |

free pay off mortgage early calculator |

free refinance calculator home |

free mortgage calendar |

house loan calculator free |

free loan amortization table |

free mortgage calculator dave ramsey |

free mortgage loan quote |

free online calculator extra payment mortgage |

free mortgage qualifier calculator |

get a free mortgage quote |

free home loan mortgage calculator |

free 10 year mortgage calculator |

mortgage rates calculator free |

free refinance mortgage rates calculator |

free mortgage approval estimator |

loan amortization programs free |

mortgage calculator free mortgage calculator |

free mortgage amortization spreadsheet |

remortgage calculator free |

bank mortgage calculator free |

free amortization schedule mortgage |

mortgage interest calculator free |

free mortgage payment calculator excel |

mortgage down payment calculator free |

mortgage loan calculator free online |

loan mortgage amortization table free |

free printable monthly amortization schedule |

free online reverse mortgage calculator |

free printable amortization chart |

free printable loan amortization calculator |

mortgage calculator payment free calculator |

free online mortgage payoff calculator |

free online mortgage prequalification calculator |

calculate house payments free |

free loan calculator payment |

free mortgage spreadsheet |

free mortgage loan calculator bankrate |

wells fargo mortgage calculator free |

free mortgage finance calculator |

mortgage checker free |

free mortgage loan amortization schedule |

free pre qualification calculator |

free printable amortization schedule calculator |

mortgage rates free |

free bi weekly mortgage calculator |

free real estate amortization schedule |

## 0 comments